Buy-to-let policy
Virgin Money does not differentiate between UK and Irish Nationals in our lending policy.
Non-UK/Irish nationals with either the permanent right to reside and work in the UK or a settled or pre-settled EU Settlement Scheme status are accepted on standard lending policy.
All applicants must be resident in the UK and have a 3 year consecutive UK address history.
Non-UK/Irish nationals without either the permanent right to reside and work in the UK or a settled or pre-settled EU Settlement Scheme status can only be considered by exception for the strongest cases, so please get in touch before applying to see if we can help.
We cannot lend to nationals of a country subject to financial sanctions or to a foreign national with diplomatic immunity.