Residential policy
Virgin Money does not differentiate between UK and Irish Nationals in our lending policy.
Non-UK/Irish nationals with either the permanent right to reside and work in the UK or a settled or pre-settled EU Settlement Scheme status are accepted on standard lending policy.
All applicants must be resident in the UK and have a 3 year consecutive UK address history.
Non-UK/Irish nationals without either the permanent right to reside and work in the UK or a settled or pre-settled EU Settlement Scheme status can only be considered by exception, so please get in touch before applying to see if we can help.
We cannot lend to nationals of a country subject to financial sanctions or to a foreign national with diplomatic immunity.