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FIRST TIME BUYERS

Welcome to our First Time Buyer Zone - packed with handy tools and support to help you seize this opportunity.

We are dedicated to helping people buy their first home. And with the need for an experienced hand to guide first time buyers through taking their first step on to the property ladder, intermediaries have an important role to play.

So, from home buying hints and tips for your clients, through to email and letter templates for you, we have created a resource for intermediaries like you to access and build your first time buyer business. Because when you thrive, we do too.

View our First Time Buyer toolkit 
 

Compare our mortgages

View our latest deals on our Mortgage Product Update.

Find a mortgage PDF opens in a new window 
 

Mortgages in three minutes

Our bite-sized films aim to give your clients the facts they’ll need about mortgages in just three minutes flat. Why not share the links with them?

 

Mystified by mortgages?

Watch now 
 

Need help with the Help to Buy ISA?

Watch now 

Calculators

Affordability calculator

Calculate an accurate borrowing figure for your client.

Find out more  page opens in a new window 
 

Budget planner

Help your client work out how much they can pay on a mortgage with this handy budget planner.

Find out more  page opens in a new window 

Saving for a deposit

Help your client work out how long it will take them to save a deposit.

Find out more page opens in a new window 
 

Your First Time Buyer toolkit

We’ve created a range of handy materials to help you discuss buying a first home with your clients. We hope you find them useful.

 

A customer brochure

The journey to owning your first home

Email this handy guide to your first time buyer clients to help them take their first steps onto the property ladder. Or print this off and use as a handout if you prefer.

Download  First Time Buyer customer brochure. PDF opens in a new window 
(PDF, 411KB)

A customer checklist

Top tips - preparing for the big move

Email this useful checklist to your first time buyer clients to help them prepare for the big move. Or print this off and use as a handout if you prefer.

Download Top tips - preparing for the big move PDF; opens in a new window 
(PDF, 136KB)

 

Sample letters and emails to send to your clients

For inspiration on ways to engage with your clients and grow your business.

Download sample letter Version 1  Document opens in a new window 
Past client (first time buyer)

Download sample letter Version 2 Document opens in a new window 
Past client

Download sample letter Version 3 Document opens in a new window 
New build development around the corner

Download sample letter Version 4 Document opens in a new window 
Thinking of buying a new build

Download sample letter Version 5 Document opens in a new window 
Preparing for the big move 'tips'

Download sample Email versions Document opens in a new window 
With suggested subject lines.

First time buyer sales aid

Why now could be the right time to build your first time buyer business.

 

New build guide

How we can help with your new build business.

 
 

The customer facing items provided are for your clients to read and keep. Please make sure you run them by your own compliance team to check they’re happy before you use them. Plus check out the best practice guidelines we’ve created to help.

Why you should recommend Virgin Money to your First Time Buyers

A wide range of products and features…

  • We have deals available up to 95% LTV
  • Fixed and tracker products available with a choice of fee options.
  • A range of cashback options available to help cover upfront costs.
  • Flexible features as standard - your clients can make overpayments and apply for payment holidays (subject to criteria)1
  • Discounts from across the Virgin Group for you and your clients too when they become a Virgin Money customer.
    View our Virgin Group offers 

…Backed by great service

  • Dedicated Regional Service Teams who know your area well.
  • Offers to your customers within 10 working days of receiving a fully-packaged application, or we’ll give them £100 (Please read the service conditions).
  • Access to all our mortgages - we don’t keep the best deals to help us find new customers ourselves.
  • At least 24 hours’ notice before we increase the rates on our mortgage products.

1 Flexible features are subject to Virgin Money’s agreement and the terms and conditions of your client’s mortgage.

 

Want to know more?

Talk to your dedicated BDM, or check out our latest deals, policy and other information available across our website.

Find your BDM Link opens in a new window