We are dedicated to helping people buy their first home. And with the need for an experienced hand to guide first time buyers through taking their first step onto the property ladder, intermediaries have an important role to play.

So, from home buying hints and tips for your clients, through to calculators and sales aids for you, we’re ready to help you build your first time buyer business.


Help for you


New build guide

How we can help with your new build business.

Download  New build guide. PDF opens in a new window 
(PDF, 219KB)


Compare our mortgages

View our latest deals on our Mortgage Product Update.

Find a mortgage PDF opens in a new window 

Affordability calculator

Calculate an accurate borrowing figure for your client.

Find out more  page opens in a new window 

Why you should recommend
Virgin Money to your First Time Buyers


Products and Features

  • We have deals available up to 95% LTV.
  • New build deals up to 95% for residential shared ownership / 90% for residential non-shared ownership. Help to Buy Equity Loan and Shared Ownership products also available.
  • A variety of fee options.
  • Flexible features as standard - your clients can make overpayments and apply for payment holidays (subject to criteria)1

1 Flexible features are subject to Virgin Money’s agreement and the terms and conditions of your client’s mortgage.


Great service

  • Dedicated Mortgage Service Team who know your area well.
  • Access to all our mortgages - we don’t keep the best deals to help us find new customers ourselves.

Want to know more?

Our BDMs are here to help you with both Virgin Money and Clydesdale Bank.

Find your BDMs Link opens in a new window