Greener Mortgages


Say hello to Greener Mortgages

Virgin Money is passionate about building a brighter future for us all, so we’re working hard to deliver products and services that have a positive impact.

We’ve launched a range of Greener Mortgages for customers purchasing energy efficient, new-build homes.

Through our Greener Mortgages, customers have access to a range of new-build products priced lower than their equivalent Core products.

To qualify, customers must be purchasing a new-build residential home with a certified or predicted energy rating of A or B, evidenced by an Energy Performance Certificate (EPC), a Predicted Energy Assessment (PEA) or a Standard Assessment Procedure (SAP) calculation. Our usual New-build lending criteria also applies.

A brighter future

Still, we wanted to do more, so we’ve partnered up with Carbon Neutral Britain to invest in environmental projects such as hydro, wind and solar power to offset 5 tonnes of CO2 for every Greener Mortgage completion. That’s the equivalent of the average UK household’s carbon emissions for an entire year, per completion!

We’re also aiming to plant 100,000 trees, in a sustainable way, from the sale of our Greener New Build Mortgages.

For more information on our Greener mortgages, speak to your Business Development Manager.