Our website uses cookies. They help us understand how customers use our website so we can give you the best experience possible and also keep our online adverts relevant. By continuing to browse this site or choosing to close this message, you give consent for cookies to be used.
Read more about our cookies.
We can see from your browser settings that you're not accepting cookies. Our online application uses cookies to help it to work. These cookies last only for the duration of your visit and are deleted when you close your browser. No personally identifiable information is collected.
If you want to apply online please change your browser settings to accept cookies. If you'd rather apply or service your account over the phone, please visit our 'Contact us' section for more details.
How to turn cookies on.
Our website uses cookies. They help us understand how customers use our website so we can give you the best experience possible and also keep our online adverts relevant. By continuing to browse this site or choosing to close this message, you give consent for cookies to be used.
Read more about our cookies.
Some changes to our product range and policy requirements are currently in place.
We’re continuing to monitor the situation closely and we’re working hard to support you and your customers during these difficult times.
For a full update of all changes please view our dedicated update page.
The Everyday range aims to provide customers with a choice of simple and straightforward mortgages. It offers a selection of mortgage products designed to fit the needs of borrowers, whether a first time buyer, moving home, coming to the end of an existing Virgin Money deal or wanting to switch their mortgage from a current lender.
Incentives:
The following may be available on selected products at selected times:
We have a wide range of mortgages available at up to 80% LTV.
Incentives:
The following may be available on selected products at selected times:
The government Help to Buy Equity Loan schemes are designed to help home buyers with smaller deposits buy a new build home in England, London, Scotland or Wales.
Help to Buy Equity Loan Scheme | Minimum Deposit | Equity Loan (up to) | Mortgage (up to) | Maximum Property Value | VM Product Available | ||
---|---|---|---|---|---|---|---|
55% LTV | 75% LTV | 80% LTV | |||||
England* | 5% | 20% | 75% | £437,600 | ![]() | ![]() | ![]() |
London | 5% | 40% | 75% | £600,000 | ![]() | ![]() | ![]() |
Scotland | 5% | 15% | 80% | £200,000 | ![]() | ![]() | ![]() |
Wales | 5% | 20% | 75% | £300,000 | ![]() | ![]() | ![]() |
For full details of these deals please view the Equity Loan section in the latest version of the Mortgage Update Link opens in a new window.
If you have any queries, you can give us a call or contact your dedicated Business Development Manager.
*Regional caps apply
Our range of Flexible mortgages*, as the name suggests are flexible by nature. They are the fully flexible alternative to our Everyday mortgages. They change to fit customer needs; as their lives change so too can their mortgage.
*Please note our Flexible mortgages are not currently available to new customers. All flexible features (with the exception of overpayments) must be applied for and are subject to the terms and conditions of your client’s mortgage and Virgin Money’s agreement.
Incentives:
The following may be available on selected products at selected times:
Key product features:
This website is for use by Virgin Money Intermediaries ONLY. Do not access this area or rely on any information/representations contained therein if you are a personal customer of Virgin Money or you are a private individual wishing to enquire regarding products & services offered by Virgin Money.
© 2021 Clydesdale Bank PLC