Buy-to-let policy
We offer additional borrowing to existing mortgage customers who want to release equity without remortgaging.
Your customer must contact us directly to apply.
If your customer wants additional borrowing and a product transfer, these must be submitted as separate applications.
Complete additional borrowing first
The order matters.
If you complete the product transfer first, we cannot guarantee that a later additional borrowing application will be accepted.
If that happens, any additional borrowing is also likely to be offered at a higher rate.
To give your customer the best outcome, additional borrowing must be fully completed before you submit a product transfer through VMO.
Once that is done, you can complete the product transfer and consolidate the borrowing onto a single rate.
Borrow more
Your client must call a mortgage advisor on 0345 600 6622
We’ll review your client’s circumstances and explain the available options.
Change the term or repayment type
These changes are handled separately and must be completed before any additional borrowing.
Your client must call Account Servicing on 0345 602 8301