Buy-to-let policy
Validity
Offers are valid for 180 days. For new build it’s 210 days.
Amendments
We may be able to make changes to existing offers if you need to amend things like the term, loan amount, repayment method, or purchase price. Just contact us to let us know what you need to change.
Extending an offer
Offer extensions are not available for new applications.
For new build applications submitted before 30th January 2026, we can extend offers for a further 210 days and will require up to date documentation, a new product to be selected and re-assessment against current criteria.
We will also refer to the valuer to determine whether the original valuation report can be used, an updated valuation figure should be used or a reinspection is required. This will not result in additional product or valuation fees.