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Buy-to-let policy

The following information relates to our treatment of income for top slicing.

When someone is on parental leave (often maternity leave or paternity leave), we will use their return to work income subject to confirming their intended return to work date, which should be in the next 12 months. We’ll also need to confirm their working hours.

If they’re not returning in the next 3 months, we’ll need to know how they will afford their commitments until they return to work (employee benefits, statutory pay, partner’s income, savings, for example). If they’re returning within the next 3 months this information is not needed.

Any future childcare costs should be included within the application.

View packaging requirements

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