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Buy-to-let policy

Applicants must be resident and the UK, have a 3 year consecutive UK address history and cannot be working abroad.

UK residency is determined by the UK’s Statutory Residence Test. This does not always require a minimum number of days an individual must be physically present in the UK but confirms if you’ve been in the UK for 183 or more days in a given tax year, you’ll be a UK resident.

For non-UK/Irish nationals resident in the UK, check our foreign nationals policy.

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