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Residential policy

For the residential purchase transaction on a LTB, our standard residential criteria and LTV limits apply.

We do not require simultaneous completion, except when both the BTL and residential transactions of a let-to-buy are being mortgaged with Virgin Money.

To evidence the new background rental income and mortgage payment, view our packaging requirements.

For our criteria on the BTL remortgage transaction in a let-to-buy, view the let-to-buy article of our BTL criteria.

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