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Residential policy

Applicants must be resident in the UK and have a 3 year consecutive UK address history.

UK and Irish nationals resident in the UK but are temporarily working abroad are acceptable subject to:

UK residency is determined by the UK’s Statutory Residence Test. This does not always require a minimum number of days an individual must be physically present in the UK but confirms if you’ve been in the UK for 183 or more days in a given tax year, you’ll be a UK resident.

For non-UK/Irish nationals resident in the UK, please see our foreign nationals policy.

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