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Residential policy

We can lend on a second home (second residence, holiday home, home for a dependant relative) up to 75% LTV.

If a customer has a second home in the background, we can lend on their primary residence up to 90% LTV.

We don’t apply aggregated loan to income caps but both mortgages and the costs of running two homes must be affordable so please use our affordability calculator.

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