We’ve made some changes

On Tuesday 23 July, we reduced rates and withdrew selected products.

We wanted to let you know that we made changes to the following products on Tuesday 23 July.

Exclusive Purchase with £300 cashback

• 80% LTV 5 Year Fixed Rate with £895 fee has been reduced by 0.03% to 4.52%.
• 80% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.03% to 4.62%.

Exclusive Remortgage with free valuations & legals

• 80% LTV 2 Year Fixed Rate with £895 fee has been reduced by 0.10% to 5.29%.
• 80% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.15% to 5.69%.
• 80% LTV 5 Year Fixed Rate with £895 fee has been reduced by 0.04% to 4.80%.
• 80% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.15% to 4.97%.

We’ll also be making the following changes:

Purchase

• Retrofit Boost 5 Year fixed rates have been reduced by up to 0.20%, with rates starting from 4.79%.
• Own New fixed rates have been reduced by up to 0.30%, with rates starting from 0.84%.
• Selected Purchase Fix & Switch fixed rates have been reduced by up to 0.10%, with rates starting from 5.29%.
• Purchase fixed rates with £995 fee have been reduced by up to 0.30%, with rates starting from 4.39%.
• Purchase fixed rate fee-savers have been reduced by up to 0.30%, with rates starting from 4.54%.
• Green Purchase fixed rates have been reduced by up to 0.25% and cashback increased to £500, with rates starting from 4.39%.
• 85% LTV Shared Ownership fixed rates have been reduced by 0.10%, with rates starting from 4.49%.
• 75% LTV 2 & 5 Year £1m+ fixed rates with £1,995 fee have been reduced by up to 0.20%, with rates starting from 4.79%.

Remortgage

• Retrofit Boost 5 Year fixed rates have been reduced by up to 0.20%, with rates starting from 4.79%.
• Selected Remortgage Fix & Switch fixed rates have been reduced by up to 0.15%, with rates starting from 4.99%.
• 75% LTV 2 & 5 Year £1m+ fixed rates with £1,995 fee have been reduced by up to 0.11%, with rates starting from 4.79%.
• Remortgage fixed rates with £995 fee have been reduced by up to 0.40%, with rates starting from 4.39%.
• Remortgage fixed rate fee-savers have been reduced by up to 0.45%, with rates starting from 4.59%.

BTL

• Selected BTL fixed rates with 3% fee have been reduced by up to 0.08%, with rates starting from 3.83%.
• Selected BTL fixed rates with 1% fee have been reduced by up to 0.10%, with rates starting from 4.52%.

Product Transfer

• Selected Residential Product Transfer fixed rates have been reduced by up to 0.10%, with rates starting from 4.30%.
• Selected BTL Product Transfer fixed rates have been reduced by 0.05%, with rates starting from 4.49%.

We withdrew the following products at 8pm on Monday 22 July:

Purchase

• 7 Day Special 80% LTV Purchase Fixed Rate with £995 fee at 4.46%.
• 7 Day Special 90% LTV Purchase Fixed Rate with £995 fee at 4.75%.
• 75% LTV Purchase 5 Year Fixed Rate with £895 at 4.50%.
• 75% LTV Purchase 5 Year Fixed Rate fee-saver at 4.63%.
• 90% LTV Purchase Greener 5 Year Fixed Rate with £995 at 4.82%.
• 90% LTV Purchase Greener 5 Year Fixed Rate fee-saver at 4.95%.

Remortgage

• 7 Day Special 75% LTV Remortgage Fixed Rate with £995 fee at 4.40%.
• 65% LTV Remortgage 5 Year Fixed Rate with £895 at 4.54%.
• 75% LTV Remortgage 5 Year Fixed Rate with £895 at 4.64%.
• 75% LTV Remortgage 5 Year Fixed Rate fee-saver at 4.65%.
• 65% LTV Professional Remortgage 2 Year Fixed Rate fee-saver at 5.38%.
• 75% LTV Professional Remortgage 2 Year Fixed Rate fee-saver at 5.87%.
• 85% LTV Professional Remortgage 2 Year Fixed Rate fee-saver at 6.02%.
• 65% LTV Professional Remortgage 5 Year Fixed Rate fee-saver at 4.90%.
• 75% LTV Professional Remortgage 5 Year Fixed Rate fee-saver at 5.17%.
• 85% LTV Professional Remortgage 5 Year Fixed Rate fee-saver at 5.27%.

You can find our current rates in our Product Guide.