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On Thursday 19 September, we reduced selected fixed rates.

We wanted to let you know that we made changes to the following products on Thursday 19 September.

Purchase

  • 95% LTV fee-savers, now with free valuation and £300 cashback, have been reduced by up to 0.11%, starting from 5.03%.
  • Selected Fix and Switch rates have been reduced by up to 0.11%, starting from 4.93%.
  • Exclusive 80% LTV rates have been reduced by up to 0.16%, starting from 4.12%.
  • Selected Core 2, 3 & 5 year rates have been reduced by up to 0.11%, starting from 3.94%.
  • Selected Shared Ownership rates have been reduced by up to 0.20%, starting from 4.12%.
  • Selected Own New rates have been reduced by up to 0.10%, starting from 0.35%.
  • 5 Year Retrofit Boost rates have been reduced by 0.05%, starting from 4.24%.
  • £1m+ rates have been reduced by up to 0.10%, starting from 4.09%.

Remortgage

  • Exclusive 80% LTV rates have been reduced by up to 0.10%, starting from 4.43%.
  • 5 Year Retrofit Boost rates have been reduced by 0.05%, starting from 4.24%.

BTL

  • Fix and Switch rates have been reduced by up to 0.18%, starting from 4.74%.
  • 5 year rates with 3% fee have been reduced by 0.05%, starting from 3.80%.
  • Selected 60% & 75% LTV rates with 1% fee have been reduced by up to 0.17%, to 4.17%.
  • Rates with £2,195 fee have been reduced by up to 0.10%, starting from 4.02%.
  • Selected 60% & 75% LTV rates with £995 fee have been reduced by up to 0.13%, starting from 4.27%.
  • Fee-savers have been reduced by up to 0.08%, with rates starting from 4.50%.
  • 75% LTV 5 Year Retrofit Boost rate has been reduced by 0.05%, to 4.60%.

Product Transfer

  • Selected 65% & 75% Product Transfer rates have been reduced by up to 0.06%, starting from 3.85%.
  • Selected BTL Product Transfer rates have been reduced by up to 0.13%, starting from 3.99%.

We've also made these changes:

  • 80% LTV BTL 5 Year Fixed Rate with £995 fee has been increased by 0.20%, to 5.27%.
  • 80% LTV BTL 5 Year Fixed Rate with 1% fee has been increased by 0.20%, to 5.20%.

You can find our current rates in our Product Guide.

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