On Friday 5 September, we made changes to selected products.
We wanted to let you know that we made changes to the following products on 5 September 2025.
Exclusive Purchase
- 75% LTV 5 year fixed rates have been increased by up to 0.22%, starting from 4.22%.
- 80% LTV 2 & 5 year fixed rates have been increased by up to 0.17%, starting from 4.14%.
- 85% LTV 5 Year Fixed Rate with £895 fee has been increased by 0.13%, to 4.29%.
- 90% LTV 2 & 5 year fixed rates have been increased by up to 0.17%, starting from 4.55%.
- 95% LTV 2 Year Fixed Rate fee-saver has been increased by 0.06%, to 4.99%.
Purchase
- 95% LTV 2 & 5 year fixed rates have been increased by up to 0.10%, starting from 4.99%.
- Shared Ownership fixed rates have been increased by 0.10%, starting from 4.18%.
BTL
- 2 & 5 year fixed rates with £2,195 fee have been increased by up to 0.15%, starting from 4.07%.
- 60% LTV 2 & 5 year fixed rates with 1% fee have been increased by 0.10%, starting from 4.03%.
- 60% & 75% LTV 2 & 5 year fixed rates with £995 fee have been increased by 0.10%, starting from 4.26%.
- 2 & 5 year fixed rate fee-savers have been increased by 0.10%, starting from 4.57%.
Product Transfer
- Selected 2 & 3 year fixed rates have been increased by up to 0.10%, starting from 3.84%.
- Selected 5 year fixed rates have been increased by up to 0.13%, starting from 3.91%.
- 65% & 75% LTV 2 year fixed rates with £1,995 fee now with a minimum loan size of £200,000.
- 65% & 75% LTV 5 year fixed rates with £1,995 fee now with a minimum loan size of £100,000.
- BTL fixed rates have been increased by 0.05%, starting from 3.82%.
We’ve also made these changes:
Exclusive Remortgage
- 75% LTV 2 Year Fixed Rate with £995 fee at 3.99% has been withdrawn.
- 75% LTV 2 Year Fixed Rate fee-saver at 4.40% has been withdrawn.
- 75% LTV 5 Year Fixed Rate with £995 fee at 4.01% has been withdrawn.
- 75% LTV 5 Year Fixed Rate fee-saver at 4.17% has been withdrawn.
You can find our current rates in our Product Guide.