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On Thursday 20 March, we launched new products and withdrew selected rates.

We wanted to let you know that we launched the following products on Thursday 20 March.

Shared Ownership Greener New Build

  • 85% LTV 2 Year Fixed Rate with £995 fee, at 4.42%.
  • 90% LTV 2 Year Fixed Rate with £995 fee, at 4.81%.
  • 85% LTV 2 Year Fixed Rate fee-saver, at 4.85%.
  • 90% LTV 2 Year Fixed Rate fee-saver, at 5.04%.
  • 95% LTV 2 Year Fixed Rate fee-saver, at 5.33%.
  • 85% LTV 5 Year Fixed Rate with £995 fee, at 4.42%.
  • 90% LTV 5 Year Fixed Rate with £995 fee, at 4.48%.
  • 85% LTV 5 Year Fixed Rate fee-saver, at 4.57%.
  • 90% LTV 5 Year Fixed Rate fee-saver, at 4.72%.
  • 95% LTV 5 Year Fixed Rate fee-saver, at 5.00%.

Purchase & Remortgage

  • 75% LTV 10 Year Fixed Rate fee-saver, at 4.72%.

Exclusive BTL Remortgage with free valuation and £300 cashback

  • 60% LTV 2 Year Fixed Rate with 3% fee, at 3.49%.
  • 75% LTV 2 Year Fixed Rate with 3% fee, at 3.64%.
  • 60% LTV 5 Year Fixed Rate with 3% fee, at 3.99%.
  • 75% LTV 5 Year Fixed Rate with 3% fee, at 4.04%.

Product Transfer

  • 65% LTV 5 Year Fixed Rate with £1,995 fee, at 4.04%.
  • 75% LTV 5 Year Fixed Rate with £1,995 fee, at 4.17%.

We also made these changes:

Purchase

  • 80% LTV 2 & 5 year fixed rates have been reduced by up to 0.13%, starting from 4.31%.
  • Selected 2 year fixed rates have been reduced by up to 0.05%, starting from 4.47%.
  • Selected 5 year fixed rates have been reduced by up to 0.04%, starting from 4.34%.
  • 90% LTV 2 & 5 year green fixed rates have been reduced by up to 0.05%, starting from 4.57%.
  • Selected Shared Ownership fixed rates have been reduced by up to 0.13%, starting from 4.44%.
  • 90% LTV Own New 2 & 5 year fixed rates have been reduced by up to 0.04%, starting from 2.19%.
  • 95% LTV 10 Year Fixed Rate fee-saver has been reduced by 0.12%, to 5.29%.

Remortgage

  • 80% LTV 2 year fixed rates have been reduced by up to 0.06%, starting from 4.72%.

BTL

  • 60% LTV 2 Year Fixed Rate with £2,195 fee has been reduced by 0.10%, to 4.49%.
  • 75% LTV 2 Year Fixed Rate with £2,195 fee has been reduced by 0.10%, to 4.54%.
  • 60% LTV 2 Year Fixed Rate with 3% fee has been reduced by 0.10%, to 3.49%.
  • 75% LTV 2 Year Fixed Rate with 3% fee has been reduced by 0.08%, to 3.64%.
  • 60% LTV 2 Year Fixed Rate with 1% fee has been reduced by 0.10%, to 4.30%.
  • 75% LTV 2 Year Fixed Rate with 1% fee has been reduced by 0.10%, to 4.44%.
  • 75% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.10%, to 5.03%.

Product Transfer

  • Selected 2 year fixed rates have been reduced by up to 0.13%, starting from 4.15%.
  • Selected 3 year fixed rates have been reduced by up to 0.13%, starting from 4.20%.
  • Selected BTL 2 year fixed rate fee-savers have been reduced by 0.10%, starting from 4.85%.
  • Selected BTL 3 year fixed rate fee-savers have been reduced by 0.10%, starting from 4.80%.

We also withdrew the following products:

Purchase & Remortgage

  • 75% LTV 10 Year Fixed Rate with £995 fee, at 4.89%.

Product Transfer

  • 65% LTV 2 Year Fixed Rate with £1,495 fee, at 4.20%.
  • 75% LTV 2 Year Fixed Rate with £1,495 fee, at 4.35%.
  • 65% LTV 5 Year Fixed Rate with £1,495 fee, at 4.07%.
  • 75% LTV 5 Year Fixed Rate with £1,495 fee, at 4.20%.

BTL Product Transfer

  • 60% LTV 3 Year Fixed Rate with £995 fee, at 4.64%.
  • 75% LTV 3 Year Fixed Rate with £995 fee, at 4.74%.
  • 60% LTV 10 Year Fixed Rate with £995 fee, at 4.98%.
  • 75% LTV 10 Year Fixed Rate with £995 fee, at 5.13%.
  • 60% LTV 2 Year Tracker Rate with £1,995 fee, at 5.04%.
  • 75% LTV 2 Year Tracker Rate with £1,995 fee, at 5.46%.

We also made this change:

Affordability Calculator

We’ve recently improved Virgin Money’s residential Affordability Calculator. Until now, we’ve displayed how much we could lend based on the property value entered. Now, we’ll also let you know the maximum we could lend excluding any LTV limitations, if it’s more.

You can find our current rates in our Product Guide.

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