On Tuesday 9 December, we made changes to selected products.
We wanted to let you know that we made changes to the following products on Tuesday 9 December.
Exclusive Purchase
- 80% LTV 2 Year Fixed Rate with £895 fee has been reduced by 0.07%, to 3.86%.
- 80% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.08%, to 4.05%.
- 90% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.09%, to 4.23%.
- 75% LTV 5 Year Fixed Rate with £895 fee has been reduced by 0.10%, to 3.89%.
- 80% LTV 5 Year Fixed Rate with £895 fee has been reduced by 0.10%, to 3.99%.
- 75% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.14%, to 3.99%.
- 80% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.10%, to 4.07%.
- 90% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.03%, to 4.31%.
Purchase
- 2 year fixed rates with £999 fee have been reduced by up to 0.16%, starting from 3.91%.
- 2 year fixed rate fee-savers have been reduced by up to 0.17%, starting from 4.11%.
- 5 year fixed rates with £999 fee have been reduced by up to 0.25%, starting from 4.00%.
- 5 year fixed rate fee-savers have been reduced by up to 0.26%, starting from 4.07%.
- Selected Shared Ownership fixed rates have been reduced reduced by up to 0.14%, starting from 4.03%.
Remortgage
- Selected 2 year fixed rates with £999 fee have been reduced by up to 0.09%, starting from 3.84%.
- Selected 2 year fixed rate fee-savers have been reduced by up to 0.09%, starting from 4.18%.
- Selected 5 year fixed rates with £999 fee have been reduced by up to 0.09%, starting from 3.92%.
- Selected 5 year fixed rate fee-savers have been reduced by up to 0.09%, starting from 4.09%.
Product Transfer
- Selected 2 year fixed rates have been reduced by up to 0.07%, starting from 3.55%.
- Selected 3 year fixed rates have been reduced by up to 0.10%, starting from 3.80%.
- Selected 5 year fixed rates have been reduced by up to 0.10%, starting from 3.66%.
We’ve also made these changes:
Exclusive Purchase
- 85% LTV 5 Year Fixed Rate with £895 fee at 4.17% has been withdrawn.
- Retrofit Boost deals have been withdrawn.
- Own New deals have been withdrawn.
Exclusive Remortgage
- Retrofit Boost deals have been withdrawn.
Exclusive BTL
- Retrofit Boost deals have been withdrawn.
IMPORTANT: If a previously submitted Product Transfer is due to complete 31/12/25 and you wish to submit a product switch request then this must be received by Virgin Money no later than the 10 December.
Product Switch requests received after this date for accounts due to complete on 31/12/25 will be rejected as this would result in your client being charged an SVR payment in January.
You can find our current rates in our Product Guide.