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On Thursday 6 November, we reduced rates on selected products.

We wanted to let you know that we made changes to the following products on Thursday 6 November.

Exclusive Purchase

  • 75% LTV 2 year fixed rates have been reduced by up to 0.21%, starting from 3.83%.
  • 75% LTV 5 year fixed rates have been reduced by 0.07%, starting from 3.99%.
  • 80% LTV 2 year fixed rates have been reduced by up to 0.16%, starting from 3.93%.
  • 80% LTV 5 year fixed rates have been reduced by up to 0.15%, starting from 4.09%.
  • 85% LTV 5 Year Fixed Rate with £895 fee has been reduced by 0.12%, to 4.17%.
  • 90% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.12%, to 4.40%.
  • 90% LTV 5 Year Fixed Rate fee-saver has been reduced by 0.10%, to 4.42%.
  • Selected Own New fixed rates have been reduced by up to 0.33%.
  • Retrofit Boost 5 year fixed rates with £995 fee have been reduced by up to 0.26%.

Purchase

  • 2 year fixed rates with £999 fee have been reduced by up to 0.26%, starting from 3.96%.
  • 2 year fixed rate fee-savers have been reduced by up to 0.29%, starting from 4.21%.
  • 5 year fixed rates with £999 fee have been reduced by up to 0.20%, starting from 4.07%.
  • 5 year fixed rate fee-savers have been reduced by up to 0.19%, starting from 4.26%.
  • 10 year fixed rate fee-savers have been reduced by 0.10%, starting from 4.62%.
  • 2 year Shared Ownership fixed rates have been reduced by up to 0.30%, starting from 4.03%.
  • 5 year Shared Ownership fixed rates have been reduced by up to 0.16%, starting from 4.15%.

Remortgage

  • 2 year fixed rates with £999 fee have been reduced by up to 0.25%, starting from 3.84%.
  • 2 year fixed rate fee-savers have been reduced by up to 0.25%, starting from 4.18%.
  • 5 year fixed rates with £999 fee have been reduced by up to 0.15%, starting from 3.92%.
  • 5 year fixed rate fee-savers have been reduced by up to 0.18%, starting from 4.09%.
  • 10 year fixed rate fee-saver has been reduced by 0.18%, to 4.54%.
  • Retrofit Boost 5 year fixed rates with £995 fee have been reduced by up to 0.26%.

BTL

  • 2 & 5 year fixed rates with £2,195 fee have been reduced by 0.10%, starting from 3.97%.
  • Selected 2 & 5 year fixed rates with 1% fee have been reduced by up to 0.10%, starting from 3.97%.
  • Selected 2 & 5 year fixed rates with £995 fee have been reduced by up to 0.15%, starting from 4.21%.
  • 2 & 5 year fixed rate fee-savers have been reduced by up to 0.15%, starting from 4.49%.

Product Transfer

  • Selected 2 year fixed rates have been reduced by up to 0.25%, starting from 3.69%.
  • 3 year fixed rates have been reduced by up to 0.16%, starting from 3.92%.
  • Selected 5 year fixed rates have been reduced by up to 0.16%, starting from 3.76%.
  • 10 year fixed rates have been reduced by 0.10%, starting from 4.39%.
  • BTL fixed rates have been reduced by up to 0.10%, starting from 3.72%.

You can find our current rates in our Product Guide.

This site is just for mortgage brokers. Not a broker? Head to virginmoney.com.