On Thursday 24 July, we reduced rates on selected products.
We wanted to let you know that we made changes to the following products on Thursday 24 July.
Purchase
- 95% 2 Year Fixed Rate fee-saver has been reduced by 0.10%, to 4.94%.
- 95% 5 Year Fixed Rate fee-saver has been reduced by 0.10%, to 4.69%.
Remortgage
- Selected 2 year fixed rates have been reduced by up to 0.15%, starting from 4.09%.
- Selected 5 year fixed rates have been reduced by up to 0.05%, starting from 4.11%.
BTL
- 75% LTV 2 Year Fixed Rate with 1% fee has been reduced by 0.05%, to 4.09%.
- 75% LTV 5 Year Fixed Rate with 3% fee has been reduced by 0.07%, to 3.75%.
Product Transfer
- 1 year fixed rates have been reduced by 0.15%, starting from 4.99%.
- Selected 2 & 3 year fixed rates have been reduced by up to 0.15%, starting from 3.74%.
- Selected 5 year fixed rates have been reduced by up to 0.12%, starting from 3.78%.
IMPORTANT: If a previously submitted Product Transfer is due to complete 31/07/25, it is too close to the completion date for us to process a product switch in time.
Product Switch requests for accounts due to complete on 31/07/25 will be rejected as this would result in your client being charged an SVR payment in August.
You can find our current rates in our Product Guide.