We wanted to let you know that we made the following changes on Tuesday 27 January.
BTL Product Transfer
- NEW 2 year fixed rates with £1,495 fee have been launched, starting from 3.84%.
- NEW 3 year fixed rates with £1,495 fee have been launched, starting from 3.89%.
- NEW 5 year fixed rates with £1,495 fee have been launched, starting from 4.04%.
- 2 year fixed rates with £3,995 fee have been reduced by up to 0.33%, starting from 3.54%.
- 2 year fixed rate fee-savers have been reduced by 0.27%, starting from 4.25%.
- 3 year fixed rate fee-savers have been reduced by 0.26%, starting from 4.19%.
- 60% LTV 5 Year Fixed Rate with £3,995 fee has been increased by 0.08%, to 3.89%.
- 75% LTV 5 Year Fixed Rate with £3,995 fee has been reduced by 0.12%, to 3.94%.
- 5 year fixed rate fee-savers have been reduced by 0.15%, starting from 4.14%.
We also withdrew the following products:
BTL Product Transfer
- 2 year fixed rates with £995 fee have been withdrawn.
- 5 year fixed rates with £995 fee have been withdrawn.
- 2 year fixed rates with £1,995 fee have been withdrawn.
- 3 year fixed rates with £1,995 fee have been withdrawn.
- 5 year fixed rates with £1,995 fee have been withdrawn.
Update to our offer extension policy
From Friday 30 January 2026 we will no longer accept offer extension requests on new-build applications. This aligns new-build policy with other property types.
Just as a reminder, our new-build offer validity period is 210 days, which remains unchanged.
We will continue to consider offer extension requests for all new-build cases where the original application is submitted before 8pm on Thursday 29 January.
You can find our current rates in our Product Guide.