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Buy-to-let policy



Leases should have at least 85 years remaining at the time of application. If a lease is in the process of being extended it is acceptable for it to be under 85 years at application if it will have 85 years remaining at completion. Leases with under 85 years remaining can be considered by exception but please check with us before applying.

Leases which contain a provision for periodic increase of the ground rent are acceptable if the amount remains reasonable throughout its term. Increases should usually be linked to RPI or similar. If subject to a multiplier, any multipliers which cause a doubling of rent every period of 15 years or less are not permitted.

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