Skip to main content

Buy-to-let policy

If a property is lived in by a family member or if any of the applicants intend to live in the property, then the application should be submitted as residential rather than BTL. Our usual residential lending criteria applies, but we will not include any rent received for the property, and our maximum LTV is 80%.

To see how much we could lend, use our residential affordability calculator instead of our BTL affordability calculator.

Back to full A-Z listing

This site is just for mortgage brokers. Not a broker? Head to