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Buy-to-let policy

We offer a range of products with a remortgage package of one free valuation and free basic legal work. There is no maximum loan size or property value and the package also applies to capital raising on an unencumbered property.

We'll choose a firm to complete the free basic legal work under the package. Additional costs specific to the customer’s circumstances may apply and the customer will be provided a tariff of charges by the firm acting when they’re appointed. There will always be at a funds transfer fee of up to £35 to send remortgage funds to the existing mortgage provider or the customer’s bank account.

Free basic legal work eligibility

Most transactions are eligible for the free basic legal work. Customers who want to appoint their own legal rep must choose a product without free basic legal work included. Then they can appoint a legal rep at their own cost. Their chosen legal rep will act for the customer and Virgin Money and must be on our legal panel.

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