Updates to our Foreign National lending policy

06 April 2021

Following the introduction of the EU Settlement Scheme, customers who are EU/EEA/Swiss citizens (excluding Republic of Ireland) will need to evidence their permanent right to reside in the UK or their Settled/Pre-Settled status.

To validate the Settled/Pre-Settled status, applicants will need to provide their Share Code when submitting an application. Once we’ve validated the code, we will consider their application in the same way we do for British and Irish Nationals and those with indefinite leave to remain.

Where the applicant is unable to evidence their permanent right to reside in the UK, we will be unable to consider their mortgage application.

DIPs submitted after 8pm on Monday 5 April will be assessed using our new policy. Customers already in the pipeline will not be affected by this change.

We want to help

For full details of our current lending policy, see our A-Z lending policy. If you have any questions, just get in touch with your dedicated Business Development Manager, who’ll do everything they can to help.

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