We’ve launched a new 70% LTV 3 Year Exclusive and reduced selected fixed rates

06 December 2023

We wanted to let you know that we made some changes to selected Virgin Money products on Wednesday 6 December.

Remortgage Exclusive with free valuation and free legals

• NEW 70% LTV 3 Year Fixed Rate with £995 fee at 4.78%.

Remortgage Exclusives with free valuation and free legals

• 60% LTV 2 Year Fixed Rate with £995 fee has been reduced by 0.21%, at 4.91%.
• 70% LTV 2 Year Fixed Rate with £995 fee has been reduced by 0.19%, at 4.98%.
• 70% LTV 5 Year Fixed Rate with £995 fee has been reduced by 0.02%, at 4.78%.
• 60% LTV 2 Year Fixed Rate with 1% fee has been reduced by 0.15%, at 4.79%.
• 70% LTV 2 Year Fixed Rate with 1% fee has been reduced by 0.10%, at 4.89%.

Purchase Exclusives with £1,295 fee

• 85% LTV 2 Year Fixed Rate has been reduced by 0.14%, at 5.09%.
• 90% LTV 2 Year Fixed Rate has been reduced by 0.09%, at 5.24%.
• 65% LTV 5 Year Fixed Rate has been reduced by 0.06%, at 4.36%.
• 75% LTV 5 Year Fixed Rate has been reduced by 0.01%, at 4.51%.
• 85% LTV 5 Year Fixed Rate has been reduced by 0.02%, at 4.67%.
• 90% LTV 5 Year Fixed Rate has been reduced by 0.05%, at 4.80%.

Purchase Exclusivefee-savers

• 85% LTV 2 Year Fixed Rate has been reduced by 0.10%, at 5.41%.
• 90% LTV 2 Year Fixed Rate has been reduced by 0.08%, at 5.53%.
• 65% LTV 5 Year Fixed Rate has been reduced by 0.02%, at 4.52%.
• 75% LTV 5 Year Fixed Rate has been reduced by 0.02%, at 4.62%.
• 90% LTV 5 Year Fixed Rate has been reduced by 0.03%, at 4.91%.

Further selected reductions

• 10 Year Purchase and Remortgage fixed rates have been reduced by up to 0.29%, with rates starting from 4.89%.
• Greener Purchase fixed rates have been reduced by 0.05%, with rates starting from 4.87%.
• Product Transfer residential fixed rates have been reduced by up to 0.36%, with rates starting from 4.69%.
• Product Transfer BTL fixed rates have been reduced by 0.20%, with rates starting from 5.03%.

We’ve also withdrawn the following products:

• 65% LTV 2 Year Intermediary Purchase Exclusive Fixed Rate with £1,295 fee at 4.97%.

• 75% LTV 2 Year Intermediary Purchase Exclusive Fixed Rate with £1,295 fee at 5.07%.
• 65% LTV 2 Year Intermediary Purchase Exclusive Fixed Rate fee-saver at 5.33%.
• 75% LTV 2 Year Intermediary Purchase Exclusive Fixed Rate fee-saver at 5.43%.
• All 3 Year Core new business fixed rates.
• All BTL Core new business fixed rates with £1,995 fee.

You can find our current rates in our Mortgage Update.