Skip to main content

Residential policy

Purchase or remortgage with additional borrowing

Max 4.49x LTI at all income levels if any of the following apply:

Remortgage with no additional borrowing

For a remortgage with no additional borrowing, income level and self-employment don’t impact LTI limits.

Allowable Income

When applying LTI multiples we include all of the following income:

Rental income is not included for LTI purposes.

This is also how we determine whether a case meets the £50k/£75k income levels referenced above.

Back to full A-Z listing

This site is just for mortgage brokers. Not a broker? Head to