Useful Downloads

• Tariff of Mortgage Charges (Last updated on 24/10/2023 - PDF, 237KB)
• Product Guide (Last updated on 12/12/2024 - PDF, 264KB)

• Product Guide Issue 375 (Last updated on 12/12/2024 - PDF, 264KB)
• Product Guide Issue 374 (Last updated on 03/12/2024 - PDF, 263KB)
• Product Guide Issue 373 (Last updated on 22/11/2024 - PDF, 261KB)
• Product Guide Issue 372 (Last updated on 13/11/2024 - PDF, 260KB)
• Product Guide Issue 371 (Last updated on 08/11/2024 - PDF, 263KB)
• Product Guide Issue 370 (Last updated on 07/11/2024 - PDF, 263KB)
• Product Guide Issue 369 (Last updated on 31/10/2024 - PDF, 263KB)
• Product Guide Issue 368 (Last updated on 22/10/2024 - PDF, 262KB)
• Product Guide Issue 367 (Last updated on 11/10/2024 - PDF, 263KB)
• Product Guide Issue 366 (Last updated on 09/10/2024 - PDF, 261KB)
• Product Guide Issue 365 (Last updated on 03/10/2024 - PDF, 275KB)
• Product Guide Issue 364 (Last updated on 27/09/2024 - PDF, 275KB)
• Product Guide Issue 363 (Last updated on 19/09/2024 - PDF, 274KB)
• Product Guide Issue 362 (Last updated on 13/09/2024 - PDF, 272KB)
• Product Guide Issue 361 (Last updated on 06/09/2024 - PDF, 273KB)
• Product Guide Issue 360 (Last updated on 29/08/2024 - PDF, 275KB)
• Product Guide Issue 359 (Last updated on 20/08/2024 - PDF, 274KB)
• Product Guide Issue 358 (Last updated on 13/08/2024 - PDF, 275KB)
• Product Guide Issue 357 (Last updated on 08/08/2024 - PDF, 278KB)
• Product Guide Issue 356 (Last updated on 02/08/2024 - PDF, 236KB)
• Product Guide Issue 355 (Last updated on 31/07/2024 - PDF, 237KB)
• Product Guide Issue 354 (Last updated on 23/07/2024 - PDF, 272KB)
• Product Guide Issue 353 (Last updated on 16/07/2024 - PDF, 283KB)
• Product Guide Issue 352 (Last updated on 09/07/2024 - PDF, 277KB)
• Product Guide Issue 351 (Last updated on 02/07/2024 - PDF, 265KB)
• Product Guide Issue 350 (Last updated on 21/06/2024 - PDF, 270KB)
• Product Guide Issue 349 (Last updated on 14/06/2024 - PDF, 270KB)
• Product Guide Issue 348 (Last updated on 06/06/2024 - PDF, 270KB)
• Product Guide Issue 347 (Last updated on 30/05/2024 - PDF, 270KB)
• Product Guide Issue 346 (Last updated on 22/05/2024 - PDF, 266KB)
• Product Guide Issue 345 (Last updated on 15/05/2024 - PDF, 266KB)
• Product Guide Issue 344 (Last updated on 08/05/2024 - PDF, 266KB)
• Product Guide Issue 343 (Last updated on 01/05/2024 - PDF, 265KB)
• Product Guide Issue 342 (Last updated on 24/04/2024 - PDF, 265KB)
• Product Guide Issue 341 (Last updated on 17/04/2024 - PDF, 266KB)
• Product Guide Issue 340 (Last updated on 05/04/2024 - PDF, 262KB)
• Product Guide Issue 339 (Last updated on 27/03/2024 - PDF, 262KB)
• Product Guide Issue 338 (Last updated on 22/03/2024 - PDF, 254KB)
• Product Guide Issue 337 (Last updated on 15/03/2024 - PDF, 254KB)
• Product Guide Issue 336 (Last updated on 06/03/2024 - PDF, 240KB)
• Product Guide Issue 335 (Last updated on 28/02/2024 - PDF, 244KB)
• Product Guide Issue 334 (Last updated on 23/02/2024 - PDF, 244KB)
• Product Guide Issue 333 (Last updated on 16/02/2024 - PDF, 242KB)
• Product Guide Issue 332 (Last updated on 09/02/2024 - PDF, 242KB)
• Product Guide Issue 331 (Last updated on 01/02/2024 - PDF, 242KB)
• Product Guide Issue 330 (Last updated on 26/01/2024 - PDF, 239KB)
• Product Guide Issue 329 (Last updated on 23/01/2024 - PDF, 236KB)
• Product Guide Issue 328 (Last updated on 12/01/2024 - PDF, 237KB)

• Buy to Let Application form (Last updated 28/05/2024 - PDF, 755KB)
• BTL Porting Applicaton form (Last updated 28/05/2024 - PDF 748KB)
• Residential Mortgage Application form (Last updated 28/05/2024 - PDF 694KB)
• Existing Mortgage Customers Moving Home (including Porting) Application form (Last updated 28/05/2024 - PDF 694KB)
• Product Transfer - Product Change form (Last updated on 21/11/2024 - PDF, 245KB)
• New Business - Product Change form (Last updated on 21/11/2024 - PDF, 245KB)

• Porting Waiver Letter (Last updated on 25/03/2024 - PDF, 275KB)
• Monthly Essential and Regular Expenditure Form (Last updated on 25/03/2024 - PDF, 268KB)
• Product Transfer - Product Change form (Last updated on 21/11/2024 - PDF, 245KB)
• New Business - Product Change form (Last updated on 21/11/2024 - PDF, 245KB)
• Residential Change of Parties request form (Last updated on 28/08/2024 - PDF, 359KB)
• Buy-to-Let Change of Parties request form (Last updated on 21/10/2019 - PDF, 225KB)
• Change of Parties FAQs (Last updated on 21/10/2019 - PDF, 102KB)
• Direct Debit Mandate (Last updated on 07/05/2024 - PDF, 193KB)
• Residential Mortgage Declaration (Last updated on 07/05/2024 - PDF, 242KB)
• Buy-to-Let Mortgage Declaration (Last updated on 07/05/2024 - PDF, 390KB)
• Gifted Deposit Template (Last updated on 06/01/2021 - PDF, 120KB)
• Interest only - Sale of mortgaged property (Last updated on 07/05/2024 - PDF, 397KB)

• Business Plan & Cashflow form (Last updated on 21/10/2019 - PDF, 299KB)
• Property schedule (Last updated on 21/10/2019 - XLS, 156KB)

• How we can help with your Buy-to-Let business (Last updated on 15/02/2024 - PDF, 515KB)
• Our approach to Buy-to-Let underwriting (Last updated on 26/07/2024 - PDF, 88KB)
• Lending for portfolio landlords (Last updated on 07/03/2024 - PDF, 90KB)
• Buy-to-Let portfolio landlord policy (Last updated on 15/02/2024 - PDF, 102KB)
• Buy-to-Let portfolio landlord application process (Last updated on 15/02/2024 - PDF, 491KB)

• New Build USP (Last updated on 20/05/2024 - PDF, 134KB)
• How we can help with your new build business (Last updated on 20/05/2024 - PDF, 188KB)

• Shared Ownership Sales Aid (Last updated on 07/08/2024 - PDF, 70KB)
• Product Transfer Sales Aid (Last updated on 15/02/2024 - PDF, 94KB)
• Lending into Retirement Sales Aid (Last updated on 07/03/2024 - PDF, 90KB)
• Fix and Switch Factsheet for Brokers (Last updated on 11/10/2024 - PDF, 132KB)
• Fix and Switch Factsheet for Customers (Last updated on 11/10/2024 - PDF, 134KB)
• Retrofit Boost mortgage - information for customers (Last updated on 09/07/2024 - PDF, 234KB)

• Submitting Supporting Documents (Last updated on 15/02/2024 - PDF, 82KB)
• Employed Income - What is Required? (Last updated on 06/09/2024 - PDF, 101KB)
• Your Quick Guide to Self Employment Sales Aid (Last updated on 15/02/2024 - PDF, 84KB)
• Secure Document Transfer (Last updated on 07/03/2024 - PDF, 661KB)

• VMO User Guide (Last updated on 11/11/2024 - PDF, 2.1MB)
• Product Transfer Guide (Last updated on 21/05/2024 - PDF, 1.6MB)
• Buy-to-Let Hub quick start user guide (Last updated on 07/05/2021 - PDF, 1.77MB)

• QAS Terms & Conditions (Last updated on 15/07/2019 - PDF, 260KB)
• Service Commitment Terms & Conditions (Last updated on 07/03/2024 - PDF, 75KB)
• Terms of Business for Intermediary Partners (Last updated on 05/11/2024 - PDF, 297KB)

• Consumer Duty Intermediary Attestations - Residential C&I and Interest Only (Last updated on 18/01/2024 - PDF, 261KB )