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Buy-to-let policy

Allowable Purposes

For additional borrowing taken out as part of a let to buy transaction to purchase a new residential property, check the let-to-buy article of our BTL criteria.

Maximum LTV

The maximum LTV for additional borrowing, including where it is for debt consolidation, is 80%.

The maximum LTV for portfolio landlords or top slicing is 75%.

Debt Consolidation

We include the monthly payments of any debts being repaid in (other than Help to Buy Equity Loans), our affordability assessment as if they were not being paid off.

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