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Residential policy

We accept Right to Buy applications up to 85% LTV. The LTV will be calculated on the property value instead of the purchase price and we will not lend more than the discounted purchase price.

For example, on a property valued at £100,000 sold at a discount for £65,000, we’d lend a maximum of £65,000 and calculate the LTV as 65%.

All applicants must be named on the Right to Buy papers.

We can’t help with any additional borrowing during the period when the customer needs to pay back any of the discount if they were to sell the property.

You might also want to check our criteria for flats and property.

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