We’ve reduced rates on selected products.

23 November 2022

We wanted to let you know that we made changes to the following products on Wednesday 23 November.


  • 75% LTV 10 Year Fixed Rate with £995 fee now at 4.89%, with £1,000 cashback.
  • 75% LTV 5 Year Fixed Rate fee saver now at 5.09%.
  • Selected 2, 3 and 5 year fixed rates have been reduced by up to 0.50%.

To confirm what we said on Tuesday 22 November, we've also made these changes:


  • All 95% LTV fixed rates have been temporarily withdrawn for new customers.
  • All Help to Buy fixed rates have been withdrawn for new customers.

Product Transfer

  • Selected Help to Buy rates have been increased by up to 0.15%.

We've made the decision to temporarily withdraw our 95% LTV range for new customers as we review our homebuyer proposition and monitor market conditions. Our 95% LTV range remains available to existing customers for product transfer.

You can find our current rates in our Mortgage Update

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