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2 year fixed rates at 90% LTV available from 1.86%

31 July 2018

At Virgin Money, we are dedicated to supporting first time buyers and helping customers move onto and up the property ladder. 

On Tuesday 31 July, we made reductions to selected deals across our range of residential and buy-to-let products. We also launched new Shared Ownership deals that come with £300 cashback.

Intermediary Exclusives

  • 2 Year Fixed Rate up to 90% LTV with a £995 fee has been reduced to 1.86% with £500 cashback and free valuation for remortgage customers only
  • 5 Year Fixed Rate up to 90% LTV with a £995 fee has been reduced to 2.41% with £500 cashback and free valuation for remortgage customers only
  • Selected BTL 5 year fixed rates up to 75% LTV have been reduced by 0.07% with £500 cashback for purchase customers, and free valuation with the choice of either free legals or £300 cashback for remortgage customers

Core Range

  • Selected 2, 3 and 5 year fixed rates at 90% LTV have been reduced by up to 0.05%. Our new 2 Year Fixed Rate with £995 fee now starts from 1.86% 
  • NEW Shared Ownership 2 and 5 year fixed rates at 90% LTV with a £995 fee starting from 2.95% with £300 cashback
  • NEW Shared Ownership 3 year fixed rates at 85% and 90% LTV starting from 2.19% with £300 cashback

We have also amended the following products:

  • Intermediary Exclusive BTL 3 year fixed rates have been withdrawn
  • Intermediary Exclusive BTL 5 year fixed rates at 60% LTV have been withdrawn
  • Selected BTL 2 and 5 year fixed rates at 60% LTV from our core range have been increased by up to 0.10%

Additional Information

End dates have been extended to 1 November of the relevant year.

Intermediary Exclusive products are available for a limited time only.

For full details of our new range, please view our Mortgage Update.

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